Experiencing the loss of a loved one is a painful and upsetting chapter.

It is an ordeal that brutally confronts a reality that many would prefer to avoid or ignore.

However, talking about death is inevitable, whether within the family, in preparation for the end of life, or to answer the many questions of children.

Joining the LRC network is therefore a simple way to prepare for it while preserving your loved ones.

Our Mission

LRC provides financial support to orphans and/or persons designated by the deceased.

LRC allows you to prepare for your loved one's funeral with complete peace of mind. It is with this same serenity that the bereaved family will be able to organize the funeral of the deceased loved one with dignity.

LRC offers a financial solution to assist in the repatriation of the LRC member who has died abroad.

With a harmonious, organized and number-based approach, each death will therefore be a community death. The more we are, the lower the participation of each member.

Objectives

To respect our community-based, numbers-based approach, LRC's main objective is to reach the threshold of 10000 active members.

However, the LRC guarantees will only be effective from the threshold of 2000 active members.

We are therefore all responsible for the survival of this community approach.

Talking around you to quickly reach the target number of members is therefore what remains to be done.

The LRC Guarantee

When an LRC member dies, the designated beneficiaries receive a prize pool from each member's contribution.

The amount of this pot depends on the place of residence of the deceased member and/or the wishes of the designated beneficiaries:

  • Canada: 20,000 CAD
  • USA: 14,000 USD
  • Europe: 13,000 EUR
  • Africa: 8,500,000 FCFA

Services Offered

  • Guarantee

    The hand delivery of the bereavement envelope to the orphan(s) and/or designated beneficiary(ies)

  • Insure

    Repatriation of the deceased member to his native land.

  • Transmit

    to the bereaved family, the document describing the last wishes of the deceased, if available.

Frequently Asked Questions

Where am I covered?

Only active members are covered wherever their death occurs in the world, provided that they have always been up to date with their membership fees and have provided all the required administrative documents.

How much is my coverage?

In the event of the death of the active member, the beneficiaries and/or designated persons receive the sum depending on the country:

  • Canada: 20 000 CAD
  • Usa: 14 000 USD
  • Europe (France, Allemagne, Belgique…): 13 000€.
  • Afrique: 8 500 000 Fcfa

Strict checks will be carried out before payment.

What is an active member?

An active member is deemed to be any member who is up to date with these dues, has completed the membership form and has provided all the required administrative documents.

How does LRC identify beneficiaries?

During registration, the member receives a form to provide all the information about the insured persons and the various beneficiaries.

However, when a death occurs, LRC conducts a formal identification to ensure that the deceased person is indeed an active member of the network.

Identification of bodies and death documents will be required prior to payment.

What is the difference between membership and protection?

When the member validates his membership, he is protected in the event of death.

Check the waiting period according to your situation.

When does my membership take effect?

Membership is effective upon receipt of the membership confirmation email. Membership remains active if the member completes their membership form and remains up to date with their contributions.

Membership is active after receiving your Membership Number.

When does my coverage come into effect?

The protection takes effect according to the waiting period adapted to your situation.

Not to mention that the points concerning the signing of the membership agreement and the membership fees must first be respected:

  • The protection will be effective for all members when we have reached 2000 registered members

What is my waiting period?

From the date of enrolment, the waiting period must be counted according to the age at enrolment as follows:

  1. If 60 years and - at enrolment: 6 months of seniorityIù
  2. f 60 years and + at enrolment:
  • If 18 months of seniority, 100% of the guarantee
  • If seniority between 9 months and 18 months, 50% of the guarantee

When do I lose my coverage?

By your written or verbal intention to our services clearly indicating the intention to become an inactive member of the LRC network. (When the decision is personal, please inquire about the conditions for returning as an active member.)

Also, you will lose your protection if the office detects an attempt at fraud as a result of an investigation instituted by our office or anyone who has the interests of the LRC network at heart.

You also lose your coverage when you have not paid the contribution fees on time following the announcement of a death.

Are membership and contribution fees refundable?

Membership and contribution fees are non-refundable.

LRC Membership

LRC membership is unique and lifelong.

Join now